Aaron Karczmer

Executive Vice-President; Head, Risk, Legal, and Customer Operations, PayPal

Aaron Karczmer leads PayPal’s Risk, Platforms and Legal organization. In this role, Aaron oversees a diverse set of business areas, including control functions, front-line risk and operations teams, and core platforms and services. Control functions include the Chief Risk and Compliance Officer’s organization, the General Counsel’s organization, and the Corporate Secretary’s organization. Front-line teams have global operational and policy responsibility for managing fraud, brand and seller risk, and collections. Front-line teams are also responsible for fulfilling PayPal’s commitment to combat money laundering, terrorism financing, and human trafficking. Core platforms and services teams are responsible for Company-wide platform capabilities and developing early-stage business units, as well as the service externalization engine for PayPal through Platform-as-a-Service offerings. He is also responsible for overseeing PayPal’s Environmental, Social and Governance program and strategy.

Aaron brings more than 20 years of experience building teams with an ongoing focus on leveraging multi-sector partnerships, data, and technology. Prior to joining PayPal in 2016, he spent nearly a decade at American Express serving in a variety of leadership roles, including leading financial crimes for the company, managing complex regulatory orders, and leading the design and implementation of corporate-wide policy and methodology frameworks, new technologies and organizational structures. Earlier in his career, Aaron held a number of roles at the New York County District Attorney’s office, including Unit Chief and co-founder of the Identity Theft Unit, responsible for investigating and prosecuting financial crime, data breaches, and cyber-crime. He received his JD from Stanford Law School and served as a law clerk for the Honorable Samuel Conti, U.S. District Court, Northern District of California. Aaron is also a licensed attorney admitted to the New York bar.

Aaron is a founding member of the World Economic Forum’s Chief Risk Officers Community, which works to advance the global transformation on how private and public institutions approach risk foresight, preparedness, and adaptation, and is a member of the Polaris Advisory Council, advising the nonprofit on its efforts to combat human trafficking.

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